{"what_this_is":"Regulars' credit: 5% of every organic purchase banks to the wallet that paid. A closed-loop rebate — the store's IOU, redeemable as USDC back to the earning wallet only, never transferable, never a token.","rate_pct":5,"cash_out_floor_usd":1,"balance_cap_usd":25,"idle_expiry_days":90,"outstanding_all_wallets_usd":0,"read_a_balance":"https://scvd.store/api/credit/{wallet}","cash_out":"POST https://scvd.store/api/credit/challenge, sign it, then POST https://scvd.store/api/credit/redeem"}